Is this real bookkeeping?

Bookwise organizes your income and expenses with clarity. For tax filing, we always recommend working with a licensed CPA. We make their job easier and your bill smaller.

Do I need to know accounting?

Not at all. Every label in Bookwise is written in plain language for your profession. No spreadsheets. No jargon. Just your numbers.

What about my existing data?

Connect your bank through Plaid. Import from Stripe if you take card payments. You can also add entries manually anytime.

Your records are private and encrypted. Only you can see them. We never sell your data, ever.

Bookwise starts with a free 30-day trial. No credit card required. After that, the Practitioner plan is $19 per month and Practice Pro is $49 per month. Beta testers in our founding 50 receive Practice Pro free for life.

What is the beta program?

We are opening Bookwise to 50 founding practitioners before we launch publicly. Beta testers get Practice Pro free for life, early access to new features, and a direct line to us as we build. We review every application and reach out within 5 business days.

Terms of Service

Last updated: May 2026

These Terms of Service govern your use of Bookwise, a product of The Zen Bookkeeper LLC. By creating an account or using the service, you agree to these terms. If you do not agree, do not use Bookwise.

Eligibility

You must be at least 18 years old to use Bookwise. By using the service, you represent that you meet this requirement. You must also have the legal authority to enter into a binding agreement.

What Bookwise Is

Bookwise is a financial organization tool designed for independent wellness practitioners, including coaches, personal trainers, and bodyworkers. It helps you track income and expenses, visualize how your money is allocated across spending categories, and prepare data for review with a licensed CPA.

Bookwise does not provide financial advice, tax advice, investment advice, or legal advice. Nothing in the app or generated by Sage AI should be interpreted as a directive or a recommendation to take any financial or legal action.

Your Account

You are responsible for maintaining the security of your account credentials. You are responsible for all activity that occurs under your account. Notify us immediately at hello@thezenbookkeeper.com if you believe your account has been compromised.

You may not share your account with others or use the account of another person without permission.

Your Responsibilities

You are responsible for:

The accuracy of information you enter into Bookwise
Reviewing all financial data with a licensed CPA before making tax or financial decisions
Complying with all applicable laws in your use of the service
Not using Bookwise for any unlawful purpose
Not attempting to reverse engineer, copy, or redistribute any part of the service

Sage AI Observations

Bookwise includes Sage AI, a feature that observes patterns in your financial data and shares what it notices. Sage AI is powered by Anthropic's Claude AI model.

Sage AI does not give financial advice, tax advice, or legal advice. Its outputs are observations only. Nothing Sage AI says should be treated as a directive or a guarantee. Always work with a licensed CPA before filing your taxes or making significant financial decisions.

Bank Account Connections (Plaid)

Bookwise uses Plaid Technologies, Inc. to enable you to connect your bank accounts. By connecting a bank account, you authorize Plaid to access your financial institution on your behalf and share your account and transaction data with Bookwise.

You may disconnect your bank account at any time from your Settings page. Disconnecting removes Bookwise's access to your account going forward. Previously imported transactions will remain in your ledger unless you delete them manually.

Your use of Plaid is also subject to Plaid's End User Services Agreement.

Your Data

You own your financial data. Bookwise does not claim ownership of any data you enter or import. You can export your data at any time from the Reports page and delete your account at any time from your Settings page.

By using Bookwise, you grant us a limited license to store and process your data for the purpose of providing the service.

Acceptable Use

You agree not to:

Use Bookwise to engage in fraud, money laundering, or any illegal activity
Attempt to gain unauthorized access to any part of the service or its infrastructure
Scrape, copy, or reproduce any part of the service without written permission
Interfere with or disrupt the service or servers connected to it
Use the service in a way that could harm other users or The Zen Bookkeeper LLC

Intellectual Property

All content, design, code, and features of Bookwise are the property of The Zen Bookkeeper LLC or its licensors. The Bookwise name, logo, and Sage AI are proprietary. You may not use them without written permission.

Limitation of Liability

Bookwise is provided "as is" without warranties of any kind. To the fullest extent permitted by law, The Zen Bookkeeper LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the service.

We do not guarantee the accuracy of AI-generated insights, tax estimates, or category assignments. The 25% tax set-aside rate displayed in the app is a commonly used planning guideline. Your actual tax liability depends on your specific situation and must be confirmed with a licensed CPA.

Our total liability to you for any claim arising out of your use of Bookwise shall not exceed the amount you paid us in the 12 months preceding the claim.

Account Termination

You may delete your account at any time from the Settings page. We reserve the right to suspend or terminate accounts that violate these terms, engage in fraudulent activity, or pose a risk to the service or other users.

Upon termination, your data will be deleted within 30 days, except where retention is required by law.

Governing Law

These terms are governed by the laws of the State of Texas, without regard to conflict of law principles. Any dispute arising under these terms shall be resolved in the courts of Dallas County, Texas, and you consent to personal jurisdiction there.

Changes to These Terms

We may update these terms as the product evolves. When we make material changes, we will notify active users by email at least 14 days before the changes take effect. Continued use of Bookwise after that date constitutes acceptance of the updated terms.

Contact

Questions about these terms? Contact us at hello@thezenbookkeeper.com.

The Zen Bookkeeper LLC
Dallas-Fort Worth, Texas

These terms apply to all users of Bookwise, including beta participants.